However, any late or missed repayments can have a negative effect on your credit score and your ability to borrow money in the future. With unsecured loans, the lender can’t take away any of your assets, such as your home, if you fail to repay what you owe. Is a personal loan secured or unsecured? A personal loan is a type of unsecured loan. How much can you get a personal loan for? With an HSBC Personal Loan, you can borrow from £1,000 to £25,000. Any additional lending is subject to a further credit check.Ĭan I pay back a personal loan early? You can repay your HSBC Personal Loan in full at any time by giving us notice in writing, by visiting a branch or by calling us on 03457 404 404. What is a personal loan? A personal loan allows you to borrow a fixed amount of money, which you pay back in monthly instalments over a set period.Ĭan you take out more than one personal loan? We give you the option of topping up your existing loan or taking out an additional loan if you're looking to take out extra borrowing. you can apply to borrow more money by applying online, by phone or in branch.
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